You Don’t Need Insurance Anymore to Get Affordable Health Care
In our country, affordable health care is becoming a major problem. In 2005, an amazing 46.6 Million Americans were uninsured, and those numbers are growing.
The reason? This is largely because the costs of health insurance are continuing to rise, and employers just don’t want to spend the money to insure their employees. The result is devastating, and too many Americans are walking around with little or no health coverage.
There is an answer, however. And that answer is Consumer Driven Health Care, also known as CDHC. It provides affordable health benefits for those who otherwise would not be covered.
One option of Consumer Driven Health Care is called a Discounted Fee-for-Service program. What this means, is that the consumer agrees to pay a flat fee when they visit a provider (physician, dentist, etc.), and they in turn get a highly discounted rate for their health care.
This is usually done by applying for a membership card through a Discount Medical Plan Organization, and paying a low monthly membership fee. The membership fees are usually remarkably lower that what Americans pay per month for traditional health insurance.
A reputable Discount Medical Plan Organization will have providers available nationwide, in many different medical fields, for the consumer to choose from.
This is not insurance, and the benefits of a Discounted Fee-for-Service Program really speak for themselves.
There are no age limits, ongoing conditions are accepted, you and your doctor control the level of care, there is no insurance carrier so the savings are passed on to you, and you can pick your own doctor from the Providers listed.
More and more consumers and companies are choosing Discounted Fee-for-Service Programs, simply because it makes more financial sense than insurance, and the quality of health care is not sacrificed.
America is changing, and health care is changing right along with it. It is now possible to get affordable health care without having the hassles and high rates of insurance.
Here this nice Video about health care
Watch and Share this Compelling New Video Short: “Broken Levees, Broken Lives”…the Post-Katrina Focus on Health Three years after Hurricane Katrina, the people of New Orleans are still waiting… Even though flooding only occurred in the basement, which was cleaned up and ready to reopen in October of 2005, the famous Charity Hospital in New Orleans remains closed in 2008 as the Louisiana State University (LSU) systems office and the Federal Emergency Management Agency (FEMA) squabble over …
Find your answer for your own question related to health care
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population control, to save mother earth. FAKE
The right thing wouldn’t involve taking money away from hard-working citizens, who can just as easily hand over the money directly to the medical institutions. But the truth is that the problems associated with socialized health care are numerous and having been raised in a country with socialized medicine – I can attest that there is more that people such as yourself and the Democrats in your country are not letting on. See the reports by those who actually suffer under universal healthcare.
In Ontario, we have certain regs and the gov pays according to those regs…. No insurance company is involved. All systems get abused but our system works quite well. Over 65, almost all my wife’s drugs and mine are paid for as long as they match the regs. If not your doctor can substitute for one that is covered. We pay the first $100 in each year and then the rest is covered. However if the system was any larger it would be less efficient.
Fire you are right! Our system in Canada is not as bad as you hear in the U.S. It is mainly run by each province with some money coming from federal treasury. In the U.S. it would be disaster to run a national health care. Why not allow groups to be formed on a state by state basis or by a minimum number of participants to make it work. Then the fed gov and the state gov can kick in to help make it work. Smaller is better. The farther money gets from people who pay the more it is wasted.
It was your country
He will do as he pleases and you will obey
Okay if you won't have any clinical skills or any managerial/administration skills, just what will you do? You'll have a lot of knowledge but nothing to do with it.
They have a 100 percent covered plan for them and their families for life (assuming they serve at least 6 years), along with an excellent pension plan for life.
They will care about the crisis if it is something the voters want! After all, if they are not acting in the interest of the voters, they will lose their seat and their health care plan.
Unfortunately, there is so much disagreement between the "left" and the "right" that it is difficult for congress to do anything. In addition, many people (even those who truly need health care reforms) vote based on moral values, leaving health care to be ignored.
CHADMAK09. You are confusing facts with emotion. Profit has no place in health care? Why not? My doctor makes a profit by treating me. Does that make him bad because he doesn’t do it for free? The drug company that spent millions on research and marketing to find drugs for people like my wife to remain alive does not deserve a profit? If that is the case, then YOU don’t deserve a paycheck! Profit is not bad. It is how the world runs. Try investing and you too will profit instead of bellyaching.
Here's something to think about: according to the census bureau, of the 47 million or so that are uninsured almost 10 million are illegal immigrants, 8 million make over 75,000 a year, another 8 million make over 50,000 a year, and 14 million qualify for medic-aid or medicare but do not apply. Hmmm. makes you think that maybe our system isn't so bad after all. So Obama needs to quit with his fear mongering and quit lying to us. There are a lot of unemployed, but 47 million is very misleading. Give us a real number!
Also the idea is that by giving health care to everyone, businesses don't have to pay for it, and then they can give more jobs, increase profit, and help the economy. Which sounds great, if you're stupid. Since Universal health care is insanely expensive, guess who pays for it? raised taxes on business and on the rich, (and apparently companies that aren't green). So it's basically a beat-around the the bush way to distribute wealth. And ask yourself this? Is it a good idea to take from from the rich? Take money from a poor man, and he becomes poorer, take money from a rich man, and he goes to work and fires his workers. So which is worse? MAYBE GOVERNMENT JUST SHOULDN'T TAKE PEOPLES MONEY!
Not for everyone, but for Medicare 77% costs occurred in the last year of life, 52% of them in the last 2 mo, and 40% in the last month, When you are old and become seriously ill, you are more likely to die than the seriously ill young.
Click here :
http://yfrog.com/5g21403615j
I worked in the Emergency Room for a long time. After awhile you learn that death is as much a part of life as life itself. Healthcare workers have free counseling at their disposal to help deal with those situations. Death is a part of living; I learned that one morning two years ago when I suffered a massive heart attack that should have killed me, I learned that three weeks ago when my friend died. Death is never easy to deal with; but when you're in the healtcare field you learn to keep your distance; you have to or it would kill you. I've seen children come in from drownings and baby's who were murdered at the hands of the very people who was suppose to protect them. Those, my friend, are the hardest deaths to deal with.
Death is not something we accept but IT IS something we learn to live with.
This is not what universal health care is about and is only viewed from one perspective. This Indian healthcare issue is obviously a cause of our current health system as I still notice doctors acting as accountants. The idea is for our American society to produce more doctors. introduce even more information on Nutrition, and preventive care, not solely on last minute health treatments. Spread Info like a virus! Watch *food, inc* & *tapped the movie* – info for better health Google it
What do you contribute dems? Other than a big mouth what do you do? Why would they give health care to a parasite who only takes, & gives nothing? What do you contribute that makes you so valuable that Anyone would spend a hundred thousands dollars, or more to save your worthless life? YOU will either become a slave to the state ~ or one of the first to be exterminated. According to you Fema is waiting. IT WILL be those like you who are removed. Try to Stay Healthy ~ & Please Have a nice journey
Amazing. Nursing is like the best profession out there. There are so many sub-specialties in all professional areas.
There are about 100 different nursing specialties. See below for the list. I know that doesn't completely answer you question, but the list can give you some ideas. Research, for instance, or Business Administration, There the CSI angle, but the TV show seems to make it more glamorous than it probably really is. Then there are legal nurse consultants.
You can find a list of the highest paying nursing specialties here on the right hand column: http://www.jobs-in-registered-nursing.com/nursing-specialities/index.php
Another approach is to see what all the nursing schools offer.
You can find a list of all nursing schools here: http://www.my-nursing-career.com/nursing-degrees/index.html.
Since you already have your degree, the online option is a good one. You'd be amazed at what is available for nurses online. Check out the nursing degree search here: http://www.my-nursing-career.com/index.php
List of nursing specialties:
* Ambulatory care nursing
* Advanced practice nursing
* Behavioral health nursing
* Burn nursing
* Camp nursing
* Cardiac nursing
* Cardiac catheter laboratory nursing
* Case management
* Clinical nurse specialist
* Clinical research nurse
* Community health nursing
* Correctional nursing
* Critical care nursing
* Developmental disabilities nursing
* District nursing
* Emergency nursing
* Environmental Health nursing
* Flight nursing
* Forensic nursing
* Gastroenterology nursing
* Genetics nursing
* Geriatric nursing
* Health visiting
* Hematology oncology nursing
* HIV/AIDS nursing
* Home health nursing
* Hospice nursing
* Hyperbaric Oxygen Therapy Nursing
* Intavenous therapy nursing
* Infectious disease nursing
* Legal nursing
* Legal Nurse Investigator
* Maternal-child nursing
* Matron
* Medical-surgical nursing
* Military and uniformed services nursing
* Neonatal nursing
* Neuro-surgical nursing
* Nurse anesthetist
* Nurse-midwife
* Nurse practitioner
* Nursing educator
* Nursing informatics
* Nursing management
* Obstetrics gynecology nursing
* Occupational health nursing
* Oncology nursing
* Operating room nursing
* Orthopaedic nursing
* Ostomy nursing
* Pain management and palliative care nursing
* Pediatric nursing
* Perianesthesia nursing
* Perioperative nursing
* Plastic and reconstructive surgical nursing
* Private duty nursing
* Psychiatric or mental health nursing
* Public health
* Pulmonary nursing
* Quality improvement
* Radiology nursing
* Rehabilitation nursing
* Renal dialysis nursing
* Renal nursing
* Research
* School nursing
* Sub-acute nursing
* Substance abuse nursing
* Surgical Nursing
* Telenursing
* Telemetry nursing
* Telephone triage nursing
* Transplantation nursing
* Travel nursing
* Urology nursing
* Utilization management
* Wound care
I pay a fortune for “insurance,” but can’t find a decent doctor, lol. Many are from other countries, speak other languages, and definitely do not share my values (ideas about what’s right in treatment). Two pple in my family, like the girl in vid were seriously ill, but they tried to give psychotherapy!—you have to treat yourself, even if you have money to pay. In some ways, more money makes it worse. (More to take). Thanks for post.
It doesn't fail, almost every first world country has it setup as a system.
Unless of course you view treatment of the poorer people a failure.
The benefit to not treating a lot of people, is faster care for the wealthy.
If you don't want to have universal health care, the government can step in and price fix medical procedures like they do in japan. It works okay for them. They can afford adequate medical treatment because the government forces it to be affordable, and the same prices in rural as in urban areas.
The real problem with our system, coming from someone who has an entire family in medicine (Doctors, surgeons, nurses)…is the insurance companies. They buffer every side. The doctors, the hospital, the patients, everyone has to get insurance, and they are the ones forcing prices higher and higher.
Socilaized Medicine= government rationed life. Therefore, it’s unconstitutional and immoral.
ok, so you ignoramuses elected a commie, but don’t despair. the president has no legal right to play dictator or king. he must remain within the bounds of the law like anyone else, so don’t fall for this bullshit. it’s your country.
In any plan made by Clinton the only financial incentives are to put money in her personal bank account.
you dream of zimbabwe. there’s no need to wait. you can go there now.
Wow, maybe all these anti-nationalization-of-healthcare people should give up their insurance and see what its like without it.
So maybe a few socialist countries have it nationalized. But so does almost EVERY DEMOCRATIC country on this Earth.
Caring for your people isn’t socialist, its the right thing to do. And thats what our government is supposed to do, take care of us.
How would you like your child,your spouse,or even yourself denied life just because you don’t have enough money?
think of the largest number you can – then raise that number to the 10th power
do that for every year.
I would rather see the government stop interfering. Government mandates have formed a monopoly between insurance companies, pharmaceutical companies, and the health care system. This is a big part of the reason why health care costs are sky-rocketing. They don’t even really let doctors do their jobs anymore. The insurance company dictates to the doctor whether or not they did “appropriate” procedures, gave the “right” tests, checked for the “right” symptoms, etc.
I agree with a lot of what Nemisis said, but I think I can simplify it even further.
Insurance is gambling. How do we keep Casino's from getting more and more corrupt, like the insurance industry is?
Caps on profits. If an insurance company had to pay out 90 cents of every dollar that it takes in, it would have to lower premiums. Pass transparent billing, enforce contract law and anti-trust laws. That is very important too, but if insurance companies were obligated to return a percentage of what they take in, not a percentage of net, but a percentage of each and every dollar they touch, health care costs would come down to a realistic level.
One law, enforce the others. Done!
~~This is a mute point because Nationalized insurance is not in the works. All the government is proposing is an alternative for people who can't get employer based insurance to be able to buy directly from the same insurance that senators and congressmen get. Otherwise, business as usual for private insurance companies.~~
The most sickening about the American health system is not only does it profit from people being sick or injured, but als the millions it takes in for the most incompetent and idiotic doctors on the planet. If universal health care existed in America, the only thing it would kill is the health millionaires’ profits, not to mention those of doctors and nurses. Ever wonder why the biggest critics wear $10000 suits and ride in limos?
A guy from Ontario had cancer with only one option for a cure. Unfortunatly, he couldn’t get the treatment anywhere in Canada. So the government rationed him to head to the states and went to New York, which is four hours away.
First of all he’s being sent to America, which is bad enough. But only 30 minutes away in Detroit, there are 2 facilites where he could get treatment. So they sent him away 4 hours for no reason when he could’ve just gone a half an hour.
Depending on where you live, it may be very similar. Health care management and administration deals much with the same tasks such as budgeting, marketing, meeting with stake holders, dealing with several of hospitals in your given area, organizing and managing the staff that are through various departments. They also are in charge of orchestrating different rules and regulations in process of discipline, hiring and firing etc. through various hospital regions.
I will also provide you a couple of links that may explain things a little clearer to you regarding this.
http://www.aaham.org/
http://www.mshealthcareers.com/careers/healthcareadmin.htm
http://www.healthmanagementcareers.org/careers.cfm
http://www.ache.org/
From what I could see, I believe that you would need a little bit higher than a diploma. It would be either a bachelors or a masters.
Getting FREE Health Care for 20 million illegal Aliens is much more important than health care for any of our Native Americans… right??
After all, thats potentially 20+ million more votes (and growing) for Obama and the Democrats. Its all about the VOTES and maintaining power!
you really need to show a link to prove something like that, or you’ll just sound like a dumb ass.
Why can people not understand the simple fact that there is no free lunch. Will doctors treat patients for free, can hospitals run without money. Will drug cos. give away medicines at no charge. Medical care is very expensive and someone has to pay for it. So called free health care will be paid by the government which does not have ANY money it did not first squeeze out of the tax payers. There is no hospital in the country that is allowed to turn away a sick person just because they have no money. Maybe they will not get world class care, but they will be treated.
I am currently researching grants to non-profit organizations in order to find funding for parent support groups for parents of children with disabilities, and would be glad to forward m Excell Spreadsheet on
Grants to those providing their e-mail address.
I know that insurance companies like Blue Cross and Aetna have set-up foundations to provide grants to non-profits engaged in educating young people in healthcare matters.
my email:
abelke59@yahoo.com
Being Canadian I have NEVER heard of what you are talking about. I do hear MANY unsubstantiated rumors about Canadian Health Care which are false. This appears to be one of them. Where did you get that idea DEMS4AMER?
Exactly… dont vote for her. Amazingly enough, while on the Board of Walmart, she helped devise the current scheme to avoid providing health care to as many employees as possible…
You need to talk with a local agent that works with all of the major companies in your area. Insurance companies and the plans they offer will vary from state to state and the premium with any one plan can vary by zip code.
At 22 if you are in good health you should be able to find a catastrophic plan for less than $100 in most states and a comprehensive plan shouldn't be much more than $100.
The agent will be able to explain what you need to know – there is not enough space here to tell you everything. You'll need to know about the deductible, the co-insurance, the co-pays and what is covered with the co-pay, what procedures are and are not subject to the deductible, what is excluded from the plans, which doctors accept the plans, the different types of plans and how they operate, the prescription coverage if any, and much more. There is no extra charge using an agent.
what a bunch of crap.
Our system is crap and you know it.
how in the hell is me doing my job relevant to insurance companys making profits by denying people healthcare for PROFIT.
get real.
I am sure you have money and insurance so we know you dont care.
healthcare is not a privlage, it is human right.
medicare works great for seniors. its universal healthcare. so is medicare socialism and are we now communists.
Im from the government and Im here to help.
If these words send a shiver up your spine now… just wait.
What if the next time you hear that, its your doctor?
Look it is quite simple
The entitlements (social security and medicare) do not have enough money so if you start denying care to people they die sooner saving hundreds of billions of dollars
This is the only way to keep the system going
It is how they do it in Canada, If you are over 65 you can not get heart bypass surgery, they have many other age cut offs for care
This make good sense as older people no longer contribute to society they just take from it
I've encountered a payroll services company that also manages pre-tax health savings or spending accounts for small and mid-sized companies. You might check them out. PrimePay is the name of the company.
As a member of the healthcare community, we are advised to not be judgemental towards patients. I take pride in being a non-judgemental providing care for all. Have I seen it? Yes. Do I like it? No. Will something be done about it? Hopefully, but probably not.
The fact is, every patient is an individual. Each patient deserves unbiased care to make them as healthy as they can be.
If you have a really good health food store with knowledgeable people I would ask who they might know or suggest. Also the Internet site www. alternative medicine for Maine would hopefully give some info. Good Luck
Canada's healthcare isn't perfect. Neither is the US. From what I've heard from people who've moved from the US to Canada, quality of care and wait times are far better here in the US. Most people would rather pay for a higher standard of care and shorter wait times than move to a lower standard of care and far longer wait times for free. The fact that Canada is losing many of it's better doctors and nurses to the US should tell you something about the situation.
I wouldn't want a socialized healthcare system period. What I would like to see is a reform in the US healthcare system, especially in terms of US insurance companies. In the words of Obama "why take a hatchet to something that only requires a scalpel"?
I am glad this has made it into the debate. I work in IHS around the country and it scares me to death the thought of government health care for all.
The quality of providers leaves a lot to be desired too, because the government lets any worthless doctor, FNP, PA, or midwife practice. Not all are bad, but it is enough to scare the hell out of you.
Back in 1990, the Government seized the Mustang Ranch brothel in Nevada for tax evasion and, as required by law, tried to run it. They failed and it closed. Why would you trust the country's health care system to a pack of nit-wits who couldn't make money running a whore house and selling booze?
Obama himself said he would stop people on medicare from also getting medicade to cover their medication
thiws will force them to stop taking their medician and soon they will not need Medicare or Social Security
Works out well HUH
Why do I need to go anywhere
This country and will be just like Zimbabwe soon
They don't and this is why i think mccains strategy to win is flawless.He's running so much negative stuff on obama until obama has to spend most of his time defending himself thus meaning mccain has yet to talk about his plans for the economy,healthcare or any of that stuff.And to think people have the nerve to say whats obama's plan.Whats Mccains except talking about war?
In theory, health care manager try to provide the best coverage for the lowest cost. In practice, it seem that they tend to have some initial success in reducing some unnecessary cost, but occassionally their focus in reducing or avoiding costs results in major malpatience law suits.