How To Get Affordable Supplemental Health Care Insurance For Seniors
Posted by: admin / Category: Health Care
Are you familiar with supplemental health care insurance? Many people are not; these days, most people sign up with their employer-sponsored health care insurance plans, or purchase individual health care insurance plans if their employers do not provide health benefits. While these methods work for many individuals, seniors should consider purchasing affordable supplemental health care insurance.
Below are some of the most frequently asked questions about supplemental health care insurance for seniors.
What is supplemental health care insurance?
Simply put, supplemental health care insurance kicks in and pays for what your regular health insurance policy does not.
Why should seniors consider purchasing supplemental health care insurance?
Seniors don’t always have the steady income that younger individuals have. If a senior’s regular health insurance plan doesn’t cover a significant portion of health care services, it may be difficult for the senior to pay for the gap between what is covered and what is not. Some seniors have a nest egg set aside to handle situations such as these; some even have separate insurance policies they can fall back on, such as life insurance policies. However, not all seniors have the extra money set aside to cover the gap in health care insurance; an affordable, supplemental health care insurance would work for them.
What does supplemental health care insurance provide?
The kind of coverage available with an insurance plan always depends on the insurance company from which you purchase the plan. Many supplemental health care insurance plans offer cash benefits and compensation for lost income. Some supplemental health care insurance plans even cover pre-existing conditions; pre-existing conditions are prevalent among seniors.
Do I need supplemental health care insurance if I already have Medicare?
Yes, having an affordable supplemental health care insurance plan is especially wise for seniors with Medicare, as Medicare doesn’t often cover long-term health care, care provided at home or in a nursing home, or the costs of prescription medication.
Here this nice Video about health care
President Obama asks supporters to declare their support for his three core principles for health care reform, and to share their personal stories to help build support for the reforms that are so desperately needed. Learn more at my.barackobama.com
Find your answer for your own question related to health care
Tags: ahmad, bob, care, costas, health, michael, moore, nation, olympics, rashad, tv
June 25th, 2009 at 9:59 pm
please .. health care in cuba is entirely in the third world, cuba should not be taken into account, their system of health care is a disaster, it is only comparable to Haiti and Africa
June 25th, 2009 at 10:12 pm
Supposedly, Cuba actually “won” this contest, but NBC officials wouldn’t let that air. So Moore had to change the outcome to give Canada the win.
June 25th, 2009 at 9:45 pm
They have a 100 percent covered plan for them and their families for life (assuming they serve at least 6 years), along with an excellent pension plan for life.
They will care about the crisis if it is something the voters want! After all, if they are not acting in the interest of the voters, they will lose their seat and their health care plan.
Unfortunately, there is so much disagreement between the "left" and the "right" that it is difficult for congress to do anything. In addition, many people (even those who truly need health care reforms) vote based on moral values, leaving health care to be ignored.
June 25th, 2009 at 10:37 pm
Okay if you won't have any clinical skills or any managerial/administration skills, just what will you do? You'll have a lot of knowledge but nothing to do with it.
June 26th, 2009 at 5:49 am
Yeah, there’s an interview with Moore conducted by Democracy Now’s Amy Goodman where he explains how NBC first barred him for showing Cuba as the winner, then deceitfully edited Canada into 1st place before air time.
Clever idea.
I have to say though, its totally deceptive to say that Cubans pay nothing. They’re nearly fully taxed, so they pay for their medical service before their paycheck arrives, not at the hospital.
Clever and probably stirs peoples’ minds, but not honest.
June 26th, 2009 at 12:46 am
OMG…NO!!!!!!!!!
June 26th, 2009 at 4:32 am
I agree with a lot of what Nemisis said, but I think I can simplify it even further.
Insurance is gambling. How do we keep Casino's from getting more and more corrupt, like the insurance industry is?
Caps on profits. If an insurance company had to pay out 90 cents of every dollar that it takes in, it would have to lower premiums. Pass transparent billing, enforce contract law and anti-trust laws. That is very important too, but if insurance companies were obligated to return a percentage of what they take in, not a percentage of net, but a percentage of each and every dollar they touch, health care costs would come down to a realistic level.
One law, enforce the others. Done!
June 26th, 2009 at 7:41 pm
That female Cuban doctor is hot.
June 26th, 2009 at 8:03 pm
In the book that went with the series, Moore revealed that the Cubans were clear winners BUT the network said they’d pull the piece if they showed Cuba winning – I dunno, advertisers might crap themselves or something – so in order to broadcast it, they had to place them second…
June 26th, 2009 at 10:07 pm
WAKE UP AMERICA….There are 1 billion people on this earth without clean drinking water. It only costs $10/person to build a well for every single person in the world. That’s $10 billion dollars(i.e. one month in Iraq). What is our problem and where are our priorities!?!?!?? Can’t we be known as the people that did that, compared to what were known for now? We could even put a little plaque on each well for $1/well & have it say”Brought to you by America”!
June 27th, 2009 at 1:20 am
kkk que lixo esse pais (USA) kk depois falam que são primeiro mundo rsrsrs cuba humilhou
June 26th, 2009 at 7:09 pm
~~This is a mute point because Nationalized insurance is not in the works. All the government is proposing is an alternative for people who can't get employer based insurance to be able to buy directly from the same insurance that senators and congressmen get. Otherwise, business as usual for private insurance companies.~~
June 27th, 2009 at 3:11 am
lol, i love how they got the whole sportscasting thing going on, especially with instant replay
god i wish this was still on TV
or at least on DVD…
June 27th, 2009 at 4:53 am
Why do Canadian, Brits, and the French all live longer than Americans?? Most American’s have been brainwashed… please wake up and support HR 676(Universal/Christianized Healthcare!!!)
June 27th, 2009 at 9:51 am
After all Cuba has been through they manage to keep a high quality health care system, that’s something to be considered.
June 27th, 2009 at 4:42 am
Click here :
http://yfrog.com/5g21403615j
June 27th, 2009 at 2:08 pm
TV Nation was one of the funniest and most thought-provoking shows I’ve ever seen. Hopefully all TV Nation episodes will be available on Hulu someday so people can have the chance to continue supporting the show in some small way!
June 27th, 2009 at 3:08 pm
the unintentional punt lmao
June 27th, 2009 at 9:31 am
Amazing. Nursing is like the best profession out there. There are so many sub-specialties in all professional areas.
There are about 100 different nursing specialties. See below for the list. I know that doesn't completely answer you question, but the list can give you some ideas. Research, for instance, or Business Administration, There the CSI angle, but the TV show seems to make it more glamorous than it probably really is. Then there are legal nurse consultants.
You can find a list of the highest paying nursing specialties here on the right hand column: http://www.jobs-in-registered-nursing.com/nursing-specialities/index.php
Another approach is to see what all the nursing schools offer.
You can find a list of all nursing schools here: http://www.my-nursing-career.com/nursing-degrees/index.html.
Since you already have your degree, the online option is a good one. You'd be amazed at what is available for nurses online. Check out the nursing degree search here: http://www.my-nursing-career.com/index.php
List of nursing specialties:
* Ambulatory care nursing
* Advanced practice nursing
* Behavioral health nursing
* Burn nursing
* Camp nursing
* Cardiac nursing
* Cardiac catheter laboratory nursing
* Case management
* Clinical nurse specialist
* Clinical research nurse
* Community health nursing
* Correctional nursing
* Critical care nursing
* Developmental disabilities nursing
* District nursing
* Emergency nursing
* Environmental Health nursing
* Flight nursing
* Forensic nursing
* Gastroenterology nursing
* Genetics nursing
* Geriatric nursing
* Health visiting
* Hematology oncology nursing
* HIV/AIDS nursing
* Home health nursing
* Hospice nursing
* Hyperbaric Oxygen Therapy Nursing
* Intavenous therapy nursing
* Infectious disease nursing
* Legal nursing
* Legal Nurse Investigator
* Maternal-child nursing
* Matron
* Medical-surgical nursing
* Military and uniformed services nursing
* Neonatal nursing
* Neuro-surgical nursing
* Nurse anesthetist
* Nurse-midwife
* Nurse practitioner
* Nursing educator
* Nursing informatics
* Nursing management
* Obstetrics gynecology nursing
* Occupational health nursing
* Oncology nursing
* Operating room nursing
* Orthopaedic nursing
* Ostomy nursing
* Pain management and palliative care nursing
* Pediatric nursing
* Perianesthesia nursing
* Perioperative nursing
* Plastic and reconstructive surgical nursing
* Private duty nursing
* Psychiatric or mental health nursing
* Public health
* Pulmonary nursing
* Quality improvement
* Radiology nursing
* Rehabilitation nursing
* Renal dialysis nursing
* Renal nursing
* Research
* School nursing
* Sub-acute nursing
* Substance abuse nursing
* Surgical Nursing
* Telenursing
* Telemetry nursing
* Telephone triage nursing
* Transplantation nursing
* Travel nursing
* Urology nursing
* Utilization management
* Wound care
June 27th, 2009 at 4:42 pm
this is great TV
June 27th, 2009 at 7:42 pm
Scary that only in America there is a persistign debate of whats best in healthcare. Most other countries have accepted that Socialized medecine is by far the best alternative.
June 27th, 2009 at 8:20 pm
Bull Crap. If I were sick and had the choice of those three countries, I’d go to Cuba any day of the week. Who would like to wait forever in Canada? Who would like the costs of the US? I’d go for the free immediate attention. And guess what? years later, Cuba still has free and brilliant health care.
June 27th, 2009 at 9:59 pm
:O why do you call that a “christianized” healthcare??? If universal help was christian, why would the vatican would keep all their money as a secret treasure?
Universal Healthcare is HUMANIST, not christian!
June 28th, 2009 at 12:30 am
I agree… You can’t really factor in speculation as to wether or not Cuba will be able to keep up its standards (I think Sicko demonstrates that it has) in the future… At the time, the Cuban hospital simply gave their paitent the best care, regardless of wether they could do the same five or ten years down the track…
June 28th, 2009 at 1:30 am
Somewhere some people are making a profit off of sick people. Shame on them.
June 27th, 2009 at 10:59 pm
It doesn't fail, almost every first world country has it setup as a system.
Unless of course you view treatment of the poorer people a failure.
The benefit to not treating a lot of people, is faster care for the wealthy.
If you don't want to have universal health care, the government can step in and price fix medical procedures like they do in japan. It works okay for them. They can afford adequate medical treatment because the government forces it to be affordable, and the same prices in rural as in urban areas.
The real problem with our system, coming from someone who has an entire family in medicine (Doctors, surgeons, nurses)…is the insurance companies. They buffer every side. The doctors, the hospital, the patients, everyone has to get insurance, and they are the ones forcing prices higher and higher.
June 28th, 2009 at 7:10 am
How does the our US medical system figure that an ace bandage costs freakin’ $44??!!
June 28th, 2009 at 1:33 pm
alouette888…. it should be called Christianized helthcare. THe bible talks about helping the poor the 2nd most, only next to redemption. Therefore, I have on question for you my uneducated friend… who would Jesus deny healthcare too and say “I’m sorry becuase your poor you have to die, so that we can give more tax cuts to the wealthiest 5% of Americans?” I’m not religous, but was raised a baptist and our US healthcare system is the most sick, immoral system ever created.WHO WOULD JESUS DENY!
June 28th, 2009 at 7:00 am
You need to talk with a local agent that works with all of the major companies in your area. Insurance companies and the plans they offer will vary from state to state and the premium with any one plan can vary by zip code.
At 22 if you are in good health you should be able to find a catastrophic plan for less than $100 in most states and a comprehensive plan shouldn't be much more than $100.
The agent will be able to explain what you need to know – there is not enough space here to tell you everything. You'll need to know about the deductible, the co-insurance, the co-pays and what is covered with the co-pay, what procedures are and are not subject to the deductible, what is excluded from the plans, which doctors accept the plans, the different types of plans and how they operate, the prescription coverage if any, and much more. There is no extra charge using an agent.
June 28th, 2009 at 9:03 pm
im cuban, is true that in cuba healthcare is free FREE, medicines costs nothing (hard to find them but we are in a poor country)cubans has no worry about medicare, healthcare is not a bussiness there, no private clinic waits for your desease to ear money and make profits.
June 28th, 2009 at 10:11 pm
The bible say a lot, but see what the Vatican do, MORON
The French, British and Britains don’t give a shit about Jesus, they just thithat healthcare MUST be universal.
Why do you call me unaducated????
I agree that the US system is sick, and wouldn’t love to live there!
June 29th, 2009 at 1:18 am
interesting how in our age of information so many are misinformed and some choose to continue to promote misinformation and accomplish to promote ignorance the suffering of others
June 29th, 2009 at 3:09 am
That’s ridiculous to imply something good and humane like universal health care should be credited to Christianity. What about all the other religions in the world that you’re just isolating? And for that matter, if you categorize it as Christianized health care, it’s not universal anymore because not everyone is Christian.
June 28th, 2009 at 9:10 pm
In any plan made by Clinton the only financial incentives are to put money in her personal bank account.
June 28th, 2009 at 10:11 pm
If you have a really good health food store with knowledgeable people I would ask who they might know or suggest. Also the Internet site www. alternative medicine for Maine would hopefully give some info. Good Luck
June 29th, 2009 at 6:37 am
Cube actually came in first
June 29th, 2009 at 2:55 am
June 29th, 2009 at 3:31 am
Here's something to think about: according to the census bureau, of the 47 million or so that are uninsured almost 10 million are illegal immigrants, 8 million make over 75,000 a year, another 8 million make over 50,000 a year, and 14 million qualify for medic-aid or medicare but do not apply. Hmmm. makes you think that maybe our system isn't so bad after all. So Obama needs to quit with his fear mongering and quit lying to us. There are a lot of unemployed, but 47 million is very misleading. Give us a real number!
Also the idea is that by giving health care to everyone, businesses don't have to pay for it, and then they can give more jobs, increase profit, and help the economy. Which sounds great, if you're stupid. Since Universal health care is insanely expensive, guess who pays for it? raised taxes on business and on the rich, (and apparently companies that aren't green). So it's basically a beat-around the the bush way to distribute wealth. And ask yourself this? Is it a good idea to take from from the rich? Take money from a poor man, and he becomes poorer, take money from a rich man, and he goes to work and fires his workers. So which is worse? MAYBE GOVERNMENT JUST SHOULDN'T TAKE PEOPLES MONEY!